If your paycheck just came in short and your employer mentioned a notice from the IRS, you’re dealing with what’s called a wage levy. Unlike most collection actions, it doesn’t stop on its own. It keeps taking a chunk of every check until it’s released, paid off, or the debt itself goes away. That sounds…
If you’ve just opened a pay stub and found a chunk of it missing, you’re probably doing quick math in your head: rent, car payment, groceries, and now this. An IRS wage garnishment, technically called a levy on wages and salary, doesn’t ask your permission and it doesn’t wait for a convenient month. Here’s the…
If you owe back taxes, there’s a number that matters more than almost anything else in your file: your collection statute expiration date, or CSED. It’s the date the IRS legally loses the right to collect what you owe. Most people who call us have heard a version of “the IRS only has 10 years”…
If a letter titled “Final Notice of Intent to Levy and Notice of Your Right to a Hearing” just showed up, your first reaction is probably some mix of dread and confusion. That’s normal. This is one of the more serious notices the IRS sends, but it’s also one of the more actionable ones. It…
Getting a letter that says the IRS has filed a lien against you feels like a gut punch, even though nothing has actually been taken yet. That distinction matters more than most people realize. A tax lien is not the IRS reaching into your bank account or your paycheck. It is the government staking a…
